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Protection is free. Forever.

The AI help is $8 a month, and it stops when your pact ends.

Free

$0, for the whole pact

Everything that keeps money safe.

  • Your pact, with the rules you choose
  • Risky purchases on hold, not taken
  • Morning review
  • Your partner's second look
  • Reasons and notes from written templates
  • Weekly totals for your partner
  • Dose log
  • Your buying patterns as charts
  • Every PayPal step, in plain view
  • Guided setup checklist
  • Download or delete everything, any time

Runs on your pact's rules and written notes. No AI.

Start a pact

The $8 plan

$8 a month

Adds the AI help.

  • AI spots collecting, even across shops
  • A reason and a note written for each purchase
  • A one page summary for your care team
  • Ask Steady: your partner's questions answered from Steady and PayPal
  • A weekly digest in plain words
  • Guided setup that fits you, with the order to do things in and why
  • Free for 14 days. No card or PayPal needed to start.
  • Starting the plan ends the free trial. The first payment is taken then.
  • One plan covers you both. Either of you can pay. Usually it's the partner.
  • Paid through PayPal Subscriptions.
  • You pay for whole months only, so the last payment comes before your pact ends. The AI help stays on until the pact ends. No renewal to forget.
  • Cancel any time. Protection keeps running.
  • If a payment lapses, only the AI help pauses. Holds and reviews keep working.
  • The trial includes up to 60 AI tasks, such as notes, summaries and answers.
Start free trial

Compared with handing over the cards

A common tip is to give your cards to someone you trust. It works. Here's an honest look at both.

Hand over the cards Steady
Normal purchases Someone else pays, or hands the card back You pay, straight away
Late night and repeat buys Need someone else, every time Wait for your morning review, or your partner
Other cards and shops Covered, if every card is handed over Not covered. Only purchases paid through Steady. Guided setup helps you add blocks elsewhere.
Who sets the rules Usually the person holding the cards You, on a good day, with your partner
Changing your mind Ask for the cards back Stricter at once. Looser after 72 hours.
When it ends When the cards come back On a date you both chose
Cost Free Free. $8 a month for the AI help.

You don't have to pick one. Steady works alongside any blocks your bank or PayPal already offers.

Shops pay nothing during the pilot. For shops